Prevent Id Theft Part Two If Your College Student Becomes An Identity Victim
Protecting College Students From ID Theft Add comments
College students are so prone to getting their identity stolen because they are so trustworthy and it is the first time that they have left home for a period of time. If your college student has discovered that they have had their identity stolen; then there are some steps that they will want to take.
First of all they will want to contact the necessary personnel at their school. They will also be required to fill out a police report. Make sure that they keep a copy of their police report.
I had a friend who had a college student who had her identity stolen. It took a while for her to discover the fact that someone had stole it; most college kids do not pay attention to this kind of thing. Therefore it could be months or years before it is discovered.
She found out because she was trying to get a loan for a new car. However when the loan got turned down because of too many revolving credit cards; her parents became curious and they ordered a copy of her credit card.
Needless to say that there were charges from all kinds of revolving loans and credit cards. So basically her credit was ruined before she even had a chance to use it herself.
One of the best things that you can do as a parent is to order a copy of your children’s credit report at least once a year to ensure that there is nothing on it that should not be. If it is then it is time to contact the necessary personnel and attempt to get it cleared. You will want to contact the three major credit bureaus to have them put a freeze on your child’s social security. This will ensure that no other accounts or loans are taken out in their name.
The best defense is to ensure that you have someone monitoring their information 24/7. Why worry about them when they are away from home? Get them protected today with one of the most reputable companies that will monitor their information
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